“Those that know, do. Those that understand, teach.”
~ Aristotle

Teaching is no easy profession, and we are aware of how hard educators work and how important their job is. Just as important, is making sure those professionals are set up for as much success as they prepare their students for when it comes time for retirement. Ensuring those in the education field are well served in this area is something we take pride in, and that starts with making sure you understand your options and what is available to you when it comes to saving, investing and ultimately, retirement.

A 403(b) plan is a retirement plan offered by public schools and is often used by teachers to save for retirement. We have relationships with several 403(b) investment providers in area schools and work together with the providers available in your district to create a personalized portfolio based upon your needs, investment style, and experience. Together, we can continue to manage your accounts, answer your questions, and make the necessary changes over time. Our services can expand beyond your 403(b) to incorporate comprehensive financial planning. The choice is yours!

Using specialized planning tools, we can also help you work through and understand your specific New York State Teachers Retirement System (NYSTRS) tier level and benefits - as well as tiers and benefits for teacher pensions in other states - what they mean in terms of contributions, and how they translate to life after teaching. We offer a deeper look at retirement funding using TRAK Retirement Planning Software that integrates your specific pension projections with your other financial resources. The result is a detailed plan that lays out social security, pension, and retirement plan distributions into a complete retirement income picture.

Whether you are a new or veteran teacher, and regardless of whether you are starting your retirement funding or are well on your way there, we would be happy to discuss your specific situation and put our specialized knowledge, experience, and technology to work for you. As a teacher, you deserve it!

Contact Brianna Sternkopf for a 403(b) review or retirement consultation.