Aspire Financial Group, LLC

Phone (607)239-6333

Fax (607)953-0280

Earl D. Butler Professional Building

231 Main St, Suite 3
Vestal, New York 13850

Securities  and Advisory Services offered through Cadaret, Grant & Co., Inc. A Registered Investment Advisor and

Member FINRA and SIPC Cadaret, Grant & Co. and Aspire Financial Group are separate entities

Securities offered in AZ, CA, CO, CT, DC, FL, GA, IL, IN, KS, MA, MD, NC, NH, NJ, NY, OH, PA, SC, TX, VA & WA

Ed Yetsko, MBA, CFP®, CSRIC™

education and

qualifications

practice

areas

my approach

One of the lessons that I  have learned from my years of experience as a financial planner, naval officer, lacrosse coach, and educator is that being great at any of those is all about understanding your goal or mission and how to best use the skills and strengths of the people (and companies) that you have available to work with to accomplish your goal.

 

While I have been helping my clients meet their financial goals for over 30 years now, that lesson has become even more apparent.  I understand that my clients are the most important part of my practice.  Recognizing that everyone’s economic and life situation is unique, I know that personalized service is essential when matching my clients with the right financial solutions.  As a CERTIFIED FINANCIAL PLANNER™ professional, I am bound by the CFP® Board's Code of Ethics and Standards of Conduct in delivering those solutions.  The first duty of a CFP® is a Fiduciary Duty to Clients.  That is simple stated, to act in their best interests at all times.  When working with any advisor, it is important to understand whether or not they are acting as a fiduciary. 

Whatever your life goals, I want to help you make the best financial decisions that support those goals.  Working together, we can create a plan to do just that.  Please contact me for an appointment to get started.

 

 

education, qualifications, and additional background

Professional Qualifications

  • Certified Financial Planner™ (CFP®)

  • Chartered SRI Counselor™ (CSRIC™)

 

Education

  • BS, US Naval Academy

  • MBA, Binghamton University

 

Memberships

  • Financial Planning Association

  • Investments and Wealth Institute

  • US Forum for Sustainable and Responsible Investment

 

Community

Community Foundation for South Central New York Grant Review Panel

 

Some other fun facts…

  • Married for 41 years to wife Lynn and proud father of 4 daughters and grandfather of 9.

  • Professor in the Business Department at SUNY Broome Community College where my courses include Personal Finance and Investments.

  • I’m a H.O.G. Member and ride when I can.

  • Retired Navy Captain with 27 years of total service (6 active and 21 reserve).  While on active duty as a submarine warfare officer, I earned status as both a Bluenose and a Shellback (for landlubbers, this means I crossed the Arctic Circle and Equator at sea).

  • Lifelong NY Mets and Buffalo Bills fan.

  • Former junior college and high school lacrosse coach and played back in the day.

 

Contact me by Email

 

practice areas and fees

 

Portfolio Management

  • Advisor managed portfolios tailored to your goals and risk comfort level.

  • Fee based (rather than commissions).

  • Constructed with Individual securities, mutual funds and exchange traded funds.

Tax Planning

  • Managing your tax liability is an integral part of your planning and is incorporated into our process and planning software.  We will work with you (and your accountant if applicable) to make sure both accumulation and income generation are done in as tax efficient a manner as possible.

  • For those looking for tax preparation assistance, that service is available from other Aspire advisors.

Financial Education

  • Presentations available on a range of topics:

    • Social Security and Medicare Planning​

    • IRA Planning

    • Legacy Planning

    • Cybersecurity

    • College Planning

    • SRI Investing

  • Contact me to schedule a presentation for your group or organization​.

AspireQuest Portfolios

(SRI Investing)

  • Sustainable, responsible and impact investing.

  • Align your portfolio with your personal values.

  • Utilizes our same advisor managed risk based portfolio approach.

Legacy Planning

  • Combines traditional estate planning with a plan to convey your family's values and history to the next generation.

  • We will work with your attorney to ensure the legal and financial elements of your plan are coordinated.

  • We can also help you develop your "legacy plan".

Fees

  • Portfolios are managed on a percentage of assets under management fee scale and detailed in all proposals.

  • Ongoing financial planning services are included for asset management clients.

  • Financial planning for non-investment clients is performed on a flat fee or hourly basis.

Retirement Planning

  • Retirement feasibility analysis most appropriate for those within 10 years of expected retirement.

  • Pension option analysis.

  • Tax efficient asset "decumulation" for retirement income.

  • Social security income planning

  • Online collaborative planning program keeps your plan continually updated.

General Financial Planning

  • College Planning.

  • General goal planning.

  • Online collaborative planning program keeps your plan continually updated.