We are an independent financial planning and wealth management firm located in New York's Southern Tier. Our goal quite simply is to help our clients align their financial actions with their life goals and work with them to achieve those goals. Our advisors, each with their own approach and skill set, are supported by a dedicated and experienced client service staff that takes pride in nurturing the personal relationships that we have developed with our clients.
Wealth Management is a term you hear many firms use today to describe their services. The dictionary definition of wealth - a great quantity or store or money, valuable possessions, property or other riches - would lead you to believe that you need a great deal of money or a large investment portfolio to benefit from “wealth management” But what is wealth really?
We find the synonyms for wealth of “richness” and “fullness” to be more descriptive of our thoughts on wealth. If your financial actions are aligned with your goals and you effectively use the resources you have available to achieve a rich and full life, provide for your family, and spend time doing things that you value, then we believe that you have achieved personal wealth.
At Aspire, we work with our clients to do just that, through a diligent financial planning process.
Our Planning Process
A sound financial plan is based on a thorough process that brings your goals and resources into focus and involves the following steps:
Getting a picture of where you are financially today
Helping you set and prioritize your goals for the future
Developing a realistic plan to move toward your goals
Exploring the actions we need to take to get there
Helping you stay on track and then making adjustments as necessary based on changes in your life and changes in the financial environment
Having a formula like this provides a firm foundation so you know what to expect and can feel confident that we are covering all the bases.
You have questions ... we can help you find your answers
Here are some of the practical questions we routinely help our clients address:
I'd like to retire in 5 years. Where do I stand?
I need to turn my investments into an income stream. What is the best strategy for me?
I'm thinking of applying for social security early. Am I losing money by not waiting?
I just changed jobs. What should I do with my 401(k) plan?
How can I help my children through college without jeopardizing my own retirement?
I just inherited money from my parents. I want to make sure I am doing the right thing for my family.
Let's get started
Whether you need help on just one or two of these types of issues or a plan that addresses multiple needs, we can help you get started. We have the experience to help you evaluate your situation and select from the many financial strategies and tools available in the market today. Our collaborative on-line planning tools allow us to evaluate multiple scenarios and options and keep your plan accessible and up to date.
if you think you may benefit by working with us or would just like to learn more, call us for a no-obligation appointment and we can help you determine if our services are a fit for your situation.